Payroll and pensions
Monthly payroll run end to end: payslips, RTI submissions to HMRC, auto-enrolment pension uploads, starters and leavers, and payroll journals posted straight into your ledger.
RTIAuto-enrolmentP60 / P11DPayroll audits
Your numbers.
Handled.
I run a
Bookkeeping, payroll, month-end and tax for UK small businesses and charities. Ten years of hands-on experience, one accountant who knows your books.
Next HMRC deadlineOctober month-end close
Example client- Bank reconciliations, all accounts
- Payroll journals posted and reconciled
- Pension data checked against last month
- Accruals and prepayments
- Trial balance review
- Management accounts pack to the board
5 of 6 complete
Closed in your software · on schedule
10+years in finance
8+accounting platforms
CIPPpayroll qualified
UKbased in London
12 free tools
Answers first. Accountant second.
Use any of these without signing up. Your results collect in Your plan, ready for a free call if you want one.
Services
Everything your finance function needs.
Pick one service or hand over the lot. Fixed monthly fees, agreed before we start.
Bookkeeping in any software
Bank feeds reconciled weekly, bills and sales invoices kept current, receipts captured, in whichever system you use.
XeroQuickBooksSageFreeAgentDext
Management accounts
A monthly close with P&L, balance sheet and variance commentary your board or trustees can read in five minutes.
Month-end closeBoard packs
Tax and compliance
VAT returns under Making Tax Digital, Self Assessment, and year-end accounts prepared and filed on time.
MTD VATSelf AssessmentYear-end
Charities
Restricted and unrestricted funds tracked properly, with the reporting trustees and funders expect.
Charities SORPGift AidGrant reportingIndependent examination
Cash flow and advisory
Rolling 13-week cash flow forecasts, budgets, and a straight answer on whether you can afford the next hire. Plain English, no jargon.
ForecastingBudgetsSystems setup
60-second health check
How healthy are your books?
Six honest questions. You get a score and the fixes that matter most for your business.
Instant estimate
Know the fee before you call.
Build your package and see an indicative monthly price. Your fixed quote follows the consultation.
Estimated monthly fee
£0/month
Indicative only, excluding VAT if applicable. Final fixed fee agreed in writing.
2026/27 pay calculators
Pay yourself and your team smartly.
Compare ways to take money out of your company, see what a new hire really costs, or test whether to incorporate. This tax year's HMRC rates.
One director, no other income, all profit paid out this year. No Employment Allowance (not available to companies whose only employee is a director).
Running cost covers extra accountancy, Companies House fees and admin. Profit left in the company counts at its value after Corporation Tax. The company option uses the best director pay split.
Sole trader keeps£0
Company: you + retained£0
Salary sacrifice saves
Your business£0
Your employee£0
From April 2029 only the first £2,000 a year sacrificed into a pension is free of NI.
Employee takes home£0
Business pays£0
Corporation Tax at 19% to 25% with marginal relief; dividends at 10.75%, 35.75% and 39.35% after the £500 allowance. A guide, not tax advice.
For limited companies
What can your company claim?
Answer a few questions and see every allowance and relief that applies, ranked by the tax it saves. 2026/27 rules.
Bought equipment, machinery, computers or vans this year?
Bought a new electric car or chargepoint?100% allowance on new zero-emission cars and chargepoints bought before 1 April 2027.
Did you try to solve a scientific or technological problem?Developing new software, products or processes where the answer wasn't known at the start.
Do you employ staff (not just one director)?
Does the company pay into directors' pensions?
Do directors use their own car for business?
Do directors work from home?
Example answers shown. Estimates use your marginal Corporation Tax rate; final figures depend on your accounts.
Based on GOV.UK guidance for 2026/27: Annual Investment Allowance £1m, full expensing, 40% first-year allowance, 100% first-year allowance for zero-emission cars and chargepoints to 31 March 2027, the merged R&D scheme (20% credit) and Employment Allowance (£10,500). Not tax advice.
Sole traders and landlords
Never be caught short by HMRC.
Put aside every month
£0
Costs include stamp duty, solicitor and estate agent fees. Lived there as your main home at any point? Private Residence Relief may cut the bill; ask us.
Capital Gains Tax to pay
£0
Are you in scope?
Sole traders and landlords now file quarterly with HMRC. The income limit drops every April. Check your date in ten seconds.
- 6 Apr 2026Over £50,000
- 6 Apr 2027Over £30,000
- 6 Apr 2028Over £20,000
Qualifying income £38,000
Get MTD-ready with us
VAT registration tracker
See the £90,000 line coming.
VAT registration is a rolling 12-month test, checked every month. Miss it and HMRC backdates the VAT you should have charged.
Your sales, last 12 monthsVAT-taxable turnover
Rolling 12-month total£0
Example figures shown. Exempt and out-of-scope sales don't count. Also register straight away if you expect more than £90,000 in the next 30 days alone.
26-week cash-flow forecast
Will the tax bills fit in your bank account?
Your VAT, PAYE and Corporation Tax dates come straight from your deadline planner. Add rough amounts and see your lowest week before it happens.
Lowest balance£0
Tax due in 26 weeks£0
Customers paying late?
Claim what the law already gives you.
Under the Late Payment of Commercial Debts Act, businesses can charge interest and fixed compensation on overdue invoices to other businesses. Most never do.
Days overdue0
Interest at 11.75%£0
Fixed compensation£0
You can claim£0
Your chase letter
Statutory interest is 8% plus the Bank of England base rate (3.75% for July to December 2026). Applies to business-to-business debts where your contract doesn't set its own late-payment terms.
Before 5 April
Find the tax you're overpaying.
Answer a few questions and see the legitimate savings open to you this tax year, ranked by value.
Potential saving this tax year£0
Pension relief assumes contributions within your annual allowance. Not personal tax advice.
For charity trustees
Claim every penny. Report at the right level.
Two checks every trustee board should run this year. The accounting thresholds in England and Wales rose for year-ends from 30 September 2026.
Gift Aid you could still claim
25p back from HMRC for every £1 donated by UK taxpayers with a declaration. Claims reach back four years.
Reclaimable£0
What accounts does your charity need?
Can your charity claim Employment Allowance?
Up to £10,500 off your employer National Insurance bill every year, plus up to four years backdated. Based on HMRC's eligibility rules.
What kind of organisation are you?
Who is paid more than £5,000 a year?Unpaid directors, or directors paid £5,000 or less, don't affect eligibility.
Are you connected to another charity?Connected means the same or substantially similar purposes and activities and control by the same or connected people, for example at least half the trustees in common.
Is most of your work done for, or funded by, councils, the NHS or government?
Based in Northern Ireland and selling goods or wholesale electricity?
Which years have you already claimed?
Example answers shown. Change them to match your charity.
Eligible
This tax year (2026/27)£0
Backdated, unclaimed years£0
Total you could recover£0
How it's claimed
Get it claimed for you
- Say "Yes" to Employment Allowance on your next Employer Payment Summary (EPS) to HMRC.
- Answer "No" to the state aid question, unless the Northern Ireland goods rule applies.
- Claim on one PAYE scheme only, and make a separate claim for each earlier year.
Other claims and reliefs your charity may be missing
Four quick eligibility checks based on HMRC and GOV.UK rules. Answer the questions and see the result straight away.
Gift Aid Small Donations Scheme
Claim 25% on cash and contactless donations of £30 or less, with no Gift Aid declaration needed.
Have you claimed Gift Aid in this tax year?
Any HMRC penalty in the last 2 tax years?
Are you connected to another charity?Connected charities without a community building share one £8,000 limit.
Eligible
You could claim£0
How it's claimed
Get it claimed for you- Claim through Charities Online alongside your Gift Aid claim.
- Keep records of collections: dates, amounts and where collected.
- Community buildings (6+ charity events of 10+ people) can raise the limit.
Charitable business rates relief
80% off business rates on property mainly used for charitable purposes, with a possible council top-up to 100%.
Are you a registered charity or CASC?
Is the property mainly used for charitable purposes?A charity shop selling mainly donated goods counts.
Are you a private school?
Is it a shop, café or leisure property?Retail, hospitality and leisure properties have lower multipliers from April 2026.
Eligible
Bill without relief£0
With 80% relief£0
Saving a year£0
How it's claimed
- Contact your local council's business rates team with your charity number.
- Ask about discretionary relief for the remaining 20%.
- You can't get small business rate relief at the same time; the council applies whichever is better.
VAT reliefs on what you buy
Charities can buy some goods and services at 0% or 5% VAT, whether or not they're VAT registered. Tick what you buy.
Reliefs found
Possible VAT saving a year£0
How it's claimed
- Give the supplier an eligibility declaration or certificate before you buy.
- For fuel and power, tell your energy supplier the charitable use percentage.
- Conditions apply to each item; we check them with you.
Small trading tax exemption
Trading that isn't part of your charitable purpose, like a café or merchandise, is tax-free up to a limit set by your total income.
Is all your trading part of your charitable purpose?For example, a theatre charity selling tickets or a school charging fees. Primary purpose trading is exempt with no limit.
Within limit
Your limit£0
Headroom£0
Limits (gross income: max trading turnover)
- Under £32,000: £8,000
- £32,000 to £320,000: 25% of income
- Over £320,000: £80,000
Charity law thresholds for England and Wales. Scotland and Northern Ireland have their own regulators. Charitable companies also follow company law, and a charity's own governing document or funders can require more.
Live HMRC countdown
Deadlines we track, so you don't.
The next six dates in the UK tax calendar, counted down from today. PAYE is due on the 22nd of every month.
Standard dates for PAYE, Self Assessment and Making Tax Digital quarterly updates. VAT and company dates depend on your year-end, so they're in the planner below.
Your company's next 12 months
Look up your company to pull its real Companies House deadlines, or set your year-end by hand.
Add pension and ICO dates
0 filings and payments in the next 12 months
What does missing a deadline cost?
Self Assessment penalties for a 2025/26 return, due 31 January 2027.
Bank statement analyser
See where your money actually goes.
Drop in a CSV export from any UK bank. You'll see money in and out by month, spending by category, and every subscription you're paying for. It runs entirely in your browser; nothing is uploaded.
Sample statement
Example dataTop 5 recurring payments
Getting started
Moving to us is the easy part.
Tell us where you are now. You'll see exactly what happens next and what to have ready.
About Dutus Capital
Big-company rigour. Small-firm attention.
Dutus Capital brings ten years of finance experience across retail groups, charities and growing businesses to clients who need the same discipline without the overhead. Multi-entity accounting, payroll audits and tight month-end closes are everyday work here.
You deal with one person who knows your numbers, answers emails the same day, and spots problems before they reach HMRC.
Software specialistXero certified · QuickBooks, Sage, NetSuite, Microsoft Dynamics, Zoho and more
Professionally qualifiedBSc (Hons) Business & Accounting · CIPP payroll
Multi-million-pound portfoliosRetail, charity and commercial sectors
Dutus Capital LtdCompany no. 15599057 · Verify on Companies House ›
Book a consultation
Let's talk about your books.
Free 30-minute call. Pick a slot and we'll arrive having already looked at your numbers from this page.
Email
Dutus@protonmail.comBased in London · working with clients across the UK
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Ask anything. Get a straight answer.
Plain-English answers to the questions UK business owners ask most. If yours isn't covered, it goes on the agenda for your call.